Advantage Federal Credit Union Home


Is this Home Banking login secure?

Checking Accounts
Direct Deposit


Click here for VISA and Loan Application information.


Debit Cards



Instant Issue Debit Cards!


Walk into our branch-walk out with your new account and debit card ready to use!  No more waiting for it to come in the mail. Get your card the same day you apply for it!  Available at any branch.

We also offer SIX different customized Debit Cards! 

Use your card instead of cash
With the Advantage Debit Card, you can withdraw money at the ATM as you need it or have your purchases deducted from your account. All your purchases will appear on your next statement.

Use your card wherever Visa is accepted
Your card is accepted anywhere a Visa card is welcome. That gives you over 13 million locations around the world from which to choose! With the Advantage Debit Card, you're in and out of stores in no time!

Now you have the option of using your debit card to withdraw from your savings account as well as your checking account.  Simply speak with a Member Service Representative and they will set this up for you.
If you don't already have a Debit Card, request one now! Just visit any Advantage branch or call your Member Service Representatives at 585.454.5900, ext. 5.

Service Charge Information

Transactions at Advantage ATMs are always free. There is also NO AFCU charge for ANY ATM! Other financial institutions ATM's may charge a fee but Advantage will not. ATM's at Rochester Credit Unions participating in Shared Branching are always FREE. Click here  for a list of credit unions participating in Shared Branching.

To report a lost or stolen Visa Debit card, please call us at 1.888.454.2328, Ext. 4.   Evenings please call 585.454.5900, Ext. 128.