Advantage. Where Smart People do Smart Banking

FREE Bill Pay

Learn more about Retirement -- Energy bill tax credits -- Credit reports -- Medicare prescription drug benefit.

Extended Branch Hours:

The following hours are effective
for both the Broad St. and Mt. Hope branches:

Hours:                                                      
Mon -Th 9:00 - 4:30                               
F 9:00 - 6:00                                          
Sat 9:00 - 1:00                                        

Great loan and savings rates

FREE Check Card

Over 50 Surcharge-free ATMs in the Rochester area

Instant issuance of your Debit or ATM Card --Get your debit/ATM card the same day you're approved. Now when you open an account at Advantage, or apply for a new debit or ATM card, you can receive your card the same day! No more waiting for it to come in the mail. Get your card the same day you apply for it! Available at Broad St. and Mt. Hope. And now you have the option of using your ATM and debit cards to withdraw from your savings account. Simply call Advantage at 454-5900, press 5, and Advantage will get set up your account so you can have the option of withdrawing your money from your savings account, as well as from your checking account.

FREE Advantage ATMs --When you open an account with Advantage, ALL transactions through an Advantage ATM are FREE.

New Smart Plan lending program—Fill out and sign your loan papers once—and you're good to go.
With Smart Plan, in most cases, Advantage members complete and sign one application and one loan agreement that will serve as documentation for any future borrowing. And it gets better! With Smart Plan there is generally no “closing meeting” required to receive funds from your loan, and Advantage can send the proceeds of your loan wherever you want – for instance, directly to an auto dealer. In fact, Smart Plan allows “remote” borrowing and advances so you don't even have to come to the credit union to apply for future loans.
Here's an example of how convenient Smart Plant can be: You're at a theme resort with your family for a few days. You're running short of cash. If you have a Smart Plan application and agreement on file with Advantage, you can telephone or apply online for a loan. No more paperwork to sign. If approved, the money can be put directly into your account where you can access it at an ATM.
With Smart Plan, simply fill out and sign your loan papers, and then when you need a loan, simply call the credit union or make a computer request. No need to reapply every time you need a loan!
It's the easy and smart way to apply for--and get--a loan.

FREE Credit Report - Beginning September 1, 2005, you can obtain a FREE credit report every 12 months from each of the reporting agencies--Equifax, Experian, and Trans-Union.

It is always a good idea to monitor your credit report for mistakes or fraudulent activity.

To receive your FREE credit report, go to www.annualcreditreport.com or call toll free (877) 322-8228.

For more information on these or any of Advantage's products or services, please call
585-454-5900, Press 5.