| Conventional Mortgages as of April 19, 2024 | |||
| Programs | Rate | APR | *Est. Payment/$1,000 |
| 30 Year Fixed | 7.000% | 7.182% | $6.65 |
| 25 Year Fixed | 7.000% | 7.204% | $7.07 |
| 20 Year Fixed | 7.000% | 7.237% | $7.75 |
| 15 Year Fixed | 6.875% | 7.169% | $8.92 |
| 10 Year Fixed | 6.875% | 7.288% | $11.55 |
*Estimate includes principal and interest only. The rates are for loans in the range of $35,000 to $726,200. Owner-occupied 1-4 family properties within New York State west and north of Albany County. All Annual Percentage Rates (APR) are based on a 20% down payment and amortized over the maximum term. Other options available. Rates are subject to change without notice.