ATM Cards

Walk into our branch-walk out with your new account and ATM card ready to use! No more waiting for it to come in the mail. Get your card the same day you apply for it!  Available at all of our locations! 

With an Advantage ATM Card, you have access to your funds at thousands of ATMs worldwide that display the CIRRUS, Metavante and NYCE logos. There is no charge to obtain an Advantage ATM Card. While many ATM owners charge a fee for using their ATMs (called a surcharge) transactions at Advantage ATMs are always surcharge FREE for AFCU members. There are Multiple Rochester-area credit union owned ATMs that are surcharge-free for Advantage members.  We call this Shared Branching. 
Click here  for a list of credit unions participating in Shared Branching.

Transactions at Advantage ATMs are always free. There is also NO AFCU charge for ANY ATM! Other financial institutions ATM's may charge a fee but Advantage will not. ATM's at Rochester Credit Unions participating in Shared Branching are always FREE. Click here  for a list of credit unions participating in Shared Branching.

Your ATM Card (as well as your Advantage Debit Card), can also be used at point of purchase (for example at Wegmans or for gasoline), and these transactions are not counted as ATM transactions, so they're always FREE. To request an ATM or ATM/Debit Card, call 585.454.5900, ext. 5, or toll-free call 888.454.2328.

Now you have the option of using your ATM Card to withdraw from your savings account, as well as from your checking account.  Tell a Member Service Representative and they can set that up for you.

Advantage ATM Locations

Mt Hope Branch - 1625 Mt. Hope Ave.
Broad St. Branch - 225 West Broad St.
Gates Branch-1975 Buffalo Rd.

Genesee Doctors Offices, Main Lobby - 224 Alexander St.
Rochester General Hospital, Main Lobby - 1425 Portland Ave.
Rochester General Hospital, Cafeteria
Rochester General Reidman Campus-100 Kings Hwy S.

Strong Memorial Hospital, Lobby - 601 Elmwood Avenue
University of Rochester, Flaum Atrium
University of Rochester, Susan B. Anthony Halls
Highland Hospital, Main Lobby
Highland Family Medical -777 S. Clinton
Rochester Institute of Technology-Lobby of SAU Building

In addition to Advantage ATM's, you have access to other credit union ATM's as well, such as:  Reliant, Family First, Summit, and St. Pius. Click here for thier branch locations