Hear how one of our loyal members was grateful to have protection through Credit Life.

Protect your family against the unexpected.
Credit Insurance may make your loan payments when you can’t.

Credit Life and Credit Disability Insurance, underwritten by CUNA Mutual Insurance Society can be purchased to cover your loan to help reduce or pay off your loan or loan payment in the event of death or total disability.

Plan offered by Advantage Federal Credit Union as of November 8, 2018

Credit Disability Insurance

Plan Type14 Day/Ratio
Maximum Monthly Benefit$600
Total Benefit Maximum$30,000
Maximum Issue Age66 Years
Termination Age66 Years

Credit Life Insurance

Total Benefit Maximum$55,000
Maximum Issue Age70 Years
Termination Age70 Years
Additional Information

30-Day Trial Period
A borrower has the right to cancel Credit Insurance. If insurance is cancelled within 30 days of enrollment, we will provide a full refund of premium paid.


Your purchase of MEMBER’s CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. 

CDCL-2039351.1-0218-0320