Protect your family against the unexpected.
Credit Protection may make your loan payments when you can’t.
Credit Life and Credit Disability Insurance, underwritten by CUNA Mutual Insurance Society can be purchased to cover your loan to help reduce or pay off your loan or loan payment in the event of death or total disability.
Plan offered by Advantage Federal Credit Union as of April 1, 2021
Credit Disability Insurance
| Plan Type | 14 Day/Ratio |
| Maximum Monthly Benefit | $600 |
| Total Benefit Maximum | $30,000 |
| Maximum Issue Age | 66 Years |
| Termination Age | 66 Years |
Credit Life Insurance
| Total Benefit Maximum | $55,000 |
| Maximum Issue Age | 70 Years |
| Termination Age | 70 Years |
Additional Information
30-Day Trial Period
A borrower has the right to cancel Credit Insurance. If insurance is cancelled within 30 days of enrollment, we will provide a full refund of premium paid.
Your purchase of MEMBER’s CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
CDCL-2039351.1-0218-0320