Youth Accounts

It’s never too early to start saving for your child’s tomorrow! At Advantage FCU we make it a priority to help educate children to establish saving habits that will carry with them throughout their lives.

Required Documents:

  • Social Security Number
  • US State Driver’s License, Non-Driver ID or Passport

For ages 15 and younger, they must be accompanied by an adult parent/guardian.
Must be 17 years and younger to qualify for a youth account.

Account TypeDividends PaidRateAPY
YouthQuarterly0.50%0.50%
A message from our President/CEO regarding Banzai and Advantage FCU
“Advantage FCU has been serving the educational community in the Greater Rochester area since 1931. We strongly believe that we should help our community learn more about finance, budgeting and overall financial health. Supporting the use of the Banzai financial literacy software in area schools is just one way we are helping students learn valuable life skills which will help them become better, more productive adults.” – President/CEO Jeff Bocach

Banzai Direct

Banzai Direct is a “choose your own adventure” game that prepares you for life’s hardest financial decisions. All three Banzai courses – Junior, Teen, and Plus – take kids, teens and adults through scenarios in a fun, life-like simulation.
No matter your age or experience, Banzai will help you take control of your finances. 

Banzai Junior (8 to 12 year olds)

Where kids have fun and learn about savings! This interactive program educates children about budgeting and other important financial topics through stories, games and entertaining activities.

Topics include: Savings, income, budgeting and more.

Students who bring in their report card to Advantage FCU once a year will be rewarded for their academic achievements.


Banzai Teen (13 to 18 year olds)

Designed for young members to become educated in their finances; from their first job to saving up for college and living on their own. Advantage FCU is pleased to offer a program where young adults are given the opportunity to manage their own money.

Topics include: Living expenses, transportation, utilities, taxes and more.

Students who bring in their report card to Advantage FCU once a year will be rewarded for their academic achievements.


Banzai Plus (18 year olds and older)

Prepares individuals for a home-buying experience by allocating their income over several paychecks to different budget needs.

Topics include: Unexpected bill payments, saving for a mortgage, credit score and more.

Students who bring in their report card to Advantage FCU once a year will be rewarded for their academic achievements.

 

Optional: Fee Free for Me Checking (16 to 18 year olds)

Those who are 16 years and older are allowed the opportunity to open their very own Checking account at Advantage FCU. Please see above for the following requirements prior to account opening.

This account also introduces the use of debit cards, which we make instantly at our branches.

*Child must be 15 years and younger to qualify for the $10.00 match.
**Member must come into branch to open a checking account and maintain $5.00 in Primary Share (S1) Account.

The owner of non-AFCU ATM may charge you a fee. ATMs in the Allpoint Network are Surcharge Free.