How to Join an Advantage FCU Youth savings account or checking account.

Visit one of our locations to open an account today!

An Advantage FCU youth savings account for children 15 and younger, we will need their social security number.  Parents or Guardians on the account must provide one of the following documentation listed below.

For ages 16+, you will need one of the following documentations:

  • US State Driver’s License or non-driver ID
  • NY State pistol permit
  • Passport
  • A school ID may be used as a photo ID, provided you can provide another above form of identification with a signature.
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  • Family Roo

    Youth Savings

    Family Roo is a fun and educational youth savings program for families with children ages infant to 9 .

    With the help of our friend, Lil’ Roo, the goal of the program is to educate families & children about good savings habits and financial topics through:

    • blogs
    • interactive website games
    • quarterly newsletters

    View Rates

  • inbeTween

    Youth Savings

    inbeTween is a fun and educational youth savings program for children ages 10 to 15 .

    With the help of our friend, Kirby Kangaroo, the goal of the program is to educate children about good savings habits and financial
    topics through:

    Ask a Member Service Representative about Report Card Rewards!

    View Rates

  • Fee Free Checking

    Checking

    Fee Free Checking is available once you turn 16 years old* and offers scholarship opportunities for those graduating high school.

    A flexible and free checking account with:

    • NO minimum relationship fee*
    • NO AFCU charge for any ATM*
    • NO debit card fees
    • FREE Online Banking
    • FREE e-Services
    • FREE Online Bill Pay
    • FREE External Transfers

    This account also introduces the use of debit cards, which we make instantly at our branches.

    *Member must come into branch to open a checking account. Must maintain $5.00 in Primary Share (S1) Account. The owner of non-AFCU ATM may charge you a fee. ATMs in the ALLPOINT Network are Surcharge Free.