Advantage FCU has partnered with Consumer Credit Counseling Services (CCCS) of Rochester to bring you a virtual financial wellness series to help our members with services such as budgeting, debt management and more.
“Eating Healthy on a Budget”
In this class students learn the best strategies for getting the most out of their food dollar. At the same time we discuss important strategies to follow when shopping and share helpful meal planning ideas.
“Protecting Your Personal Information”
Identity theft is one of the most pervasive crimes in our nation. It impacts individuals from all walks of life and is typically carried out by a person that is known to the victim. Criminals are continually developing new ways of farming sensitive personal information to carry out their crimes. In this ever-changing landscape of electronic transactions and information sharing technology, it’s vital that we continually learn what measures we need to take to remain safe. This class lays the groundwork for what we need to do to combat identity thieves.
“Confessions of a Shopaholic”
Overspending has become a celebrated activity in our culture. Everyone likes to spend money on the latest and greatest… tablets, smartphones, smart TV’s, etc. Unfortunately, overspending can severely hinder our financial wellness and prevent us from achieving our full potential in building wealth and security. In this session you will learn how to gain control over your spending, have a correct “money mentality”, be a savvy shopper, and overcome spending problems.
“Defeating Your Debt”
It’s estimated that the average American household owes almost $10,000 in credit card debt alone, representing minimum payments of almost $400 a month. Covering strategies for negotiating interest rates, negotiating settlements, and developing repayment plans, this class empowers consumers to take charge of their debt and work towards a debt-free lifestyle.
“Love & Money” – Managing Finances as a Team
Love and money are two extremely complex subjects. When they’re not communicated and planned out, it could cause unnecessary stress in a relationship. This workshop will discuss ways to effectively manage spending, saving, banking, and managing debt as a team and developing a plan that works for your household. We can also assist in connecting individuals to financial counseling, as necessary.