Visa

Visa

Simple. Secure. Smart.

Introducing chip technology for Advantage Federal Credit Union.

This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card will not only be more secure-it’s also easy to use. Here’s what you can look forward to as a cardholder.

Enhanced fraud protection.

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance.

Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit cards are accepted.
If a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps to the right.Easy to use.

No matter how you pay, you’re protected against unauthorized use with Visa’s Zero Liability Policy*

Keep in mind, you can continue to use your chip card online and over the phone the same way you do today.

Chip-Step-By-Step
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Answers to questions about chip technology and how it will affect your Advantage FCU Visa:

What is a chip card?

Advantage FCU Visa Credit Cards will feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.

When will I receive my Advantage FCU Visa Chip Credit Card?

Advantage FCU is currently in process of  transitioning to Chip Card technology. You should receive your new Advantage FCU Visa Chip Credit Card sometime in September. You will receive notifications to further inform you on the process.

How does chip technology protect my information?

Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Where can I use my chip card?

You can use your card at millions of places that accept Visa credit cards, at home and around the world.

Can I swipe my card to pay?

Yes. If a merchant is not yet chip-activated, you can continue to swipe your card.
Keep in mind, you may need to sign for your purchase.

Will I have to pay any fees to use a chip card?

No. There are no additional fees to use a chip card.

*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.