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585.454.5900 | Toll Free: 1.888.454.2328

Visa TTY/TDD: 1.800.221.7728
Routing Number: 222382292


COVID-19 Update

Effective August 4, 2021:
Per CDC recommendations, beginning August 4th we are asking all members, regardless of vaccination status, to wear a mask while in our branches. Thank you for your cooperation.

NEW Home Equity
Line of Credit

•No Closing Costs
•Low Monthly Payments at Super Low Rates
•1.25%APR Intro Rate for First Six Billing Cycles
(After that, variable APR as low as 2.75%)

Car Loan Rate Sale

Any make, model, or year !




Purchase or Refinance

Tell us how we are doing!

In accordance with our Credit Union by-laws, all members are hereby notified that the annual meeting and election of Directors will take place at 6:00 P.M., Wednesday September 29, 2021 virtually.

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News & Articles

Advantage Federal Credit Union, with the help from our members, gives back!

Last month, AFCU donated $1,500 to the Youth Apprentice Program, based on our Debit Card Giveback program. The Youth Apprentice Program at Rochester Regional Health gives Rochester City School District students an opportunity to succeed and achieve a career in healthcare. Since 2013, we have given back over $15,000 to The Youth Apprentice Program. Help give […]

Congratulations 2021 Advantage Scholarship Winners!

Community is at the core of Advantage FCU and one of the ways we show support to our local community is through educational opportunities. The credit union has been committed to helping Rochester area students find their way through their academic journeys. We would like to congratulate this year’s Advantage scholarship winners! The process of […]

IRS online tool helps families see if they qualify for the Child Tax Credit

The Treasury Department and the Internal Revenue Service are urging families to take advantage of a special online tool that can help them determine whether they qualify for the Child Tax Credit and the special monthly advance payments beginning on July 15, 2021.   Available exclusively on, the new Child Tax Credit Eligibility Assistant, […]

Toll Free1.888.454.2328
Member Service Center585.454.5900, Ext. 5
TTY/TDD for VISA Credit & Debit Cards1.800.221.7728
Lost/Stolen Debit & ATM Cards1.866.550.1703
VISA Credit Cards Customer Service1.866.572.4142
Lost/Stolen VISA Credit Cards1.800.449.7728
Address70 Metro Park
Rochester, NY 14623

Contact Advantage FCU

Advantage Federal Credit Union would be delighted to answer any inquiry you might have about your financial affairs, just use the “Chat Now” option below or choose a phone number based on your inquiry.

Our main office is open Monday – Thursday 9:00-4:30, Friday 9:00-6:00, Saturday 9:00-1:00, to take your call.

View our Locations here.