Advantage FCU offers you great low rates and flexible terms when you are looking to purchase your new car. But did you know, you could also refinance and be eligible for the same low rate?
Shopping is easier when you know what you can afford right up front!
If you are in the market for a new car, get pre-approved for a quicker turnaround.
|Car Loan as of July 23, 2019|
|Model Year Term||Term||APR as low as||*Est. Payment/$1,000|
|2018 & Newer||Up to 66 Months||2.99%||$16.72|
|67 - 72 Months||3.49%||$15.73|
|73 - 84 Months||4.49%||$14.32|
|2013 to 2017||Up to 66 Months||3.99%||$17.26|
|67 - 72 Months||4.49%||$16.29|
|2012 and Older||Up to 60 Months||4.49%||$19.05|
Credit Life & Disability
Credit insurance can help make your loan payments when you can’t.
Guaranteed Asset Protection (GAP) may waive the difference between what the insurance company paid and the loan amount.
(Click title to view details.)
Car Buying Resources
In addition to low rates on car loans, Advantage FCU offers a car buying resources that members can use to help them find that perfect car.
- Enterprise Car Sales offers competitive used car prices and backs each one with one of the industry’s best used car warranties. To make your used car buying experience even better, Enterprise’s professional staff is trained in a low-pressure sales process that puts customers’ needs first. Enterprise takes the stress out of buying a used car. You’ll never haggle with a salesperson. Car prices are always posted in plain view so you can avoid unpleasant negotiating. If you’re in the market for a used vehicle, stop by Enterprise today at 4161 W. Henrietta Road, call 585-321-3777, or view Enterprise selections online.
MRC Powered by ForeverCarAs vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.
To research, compare and buy Mechanical Repair Coverage, visit www.forevercar.com/advantagefcu or call 866.908.8694, where you can take advantage of:
- Convenience – easy-to-use, 24/7 online shopping experience
- Customer service – expert service through a dedicated call center
- Monthly payments – through a convenient monthly payment plan that fits your budget
Car Related Forms
*Estimate includes principal and interest only. Rates and loan terms are determined based on applicant’s past credit history. Annual Percentage Rates (APR) will vary from 2.99% APR to 12.99% APR. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates do not apply to refinance of an existing loan with Advantage Federal Credit Union. Rates subject to change without notice. Loan terms greater than 60 months (5 years) may be subject to credit criteria. Proceeds for auto purchase transactions will only be payable to the sellers of vehicles. Proceeds for auto refinance transactions will be payable to the creditor currently holding the lien with a balance owed for the amount of that lender’s written payoff per Advantage terms and conditions. Membership subject to eligibility. Other terms available. Limited time offer.
APR=Annual Percentage Rate