Providing loans to our members conveniently, quickly and at competitive rates is a fundamental mission of Advantage Federal Credit Union.


Boat/RV/Motorcycle

BORROW

  • Purchase.
  • Refinance.

Details ↓

For the purchase or refinance of boats, RV’s, motorcycles, jet skis, snowmobiles, etc. we have the right loan for you with a great low rate!   We will finance for up to 10 years for new purchases over $25,000 and up to 7 years for used purchases over $25,000.  Otherwise, our maximum term is this category is 60 months.

Home Improvement

BORROW

  • Fixed Rate.
  • Available terms up to 10 years.

Details ↓

Maybe you’re wishing for a new deck, a patio, or a pool. Use a Home Improvement Loan for a one-time project cost of $20,000 ($40,000 for Joint Applications) or less. It’s far less costly than using high-rate cards. You can even transfer home improvement-related balances you might have already charged on high rate cards for additional savings every month.  Advantage offers fixed monthly payment with rates and terms up to 10 years.

Personal

BORROW

  • Pay, shop play or improve.
  • Low rate.

Details ↓

A personal loan can be used for anything, whether it’s to pay, shop, play, or improve we can find the right loan for you with a great low rate!

U of R & RIT Computer Store

BORROW

  • No payments for 90 Days.*
  • Direct Deposit Payment Option.
  • Fast Approval.

Details ↓

Advantage has partnered with UR TECH STORE and RIT’s Digital Den to offer financing options on personal purchases by faculty, staff and students.   To take advantage of these financing options obtain a quote from their stores and over the phone, 585.454.5900, Ext. 5.

*$5,000 max. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Limited time offer can expire anytime without notice. Interest will accrue from date of purchase. Proceeds will be payable to University IT Computer Sales or RIT Digital Den. Advantage may maintain a security interest in merchandise.