*Credit Builder Products are not guaranteed to build credit and/or increase your credit score. **Membership subject to eligibility. Must be enrolled in high school or college. Proof of enrollment must be presented, which can be a class schedule or a current student ID card. No minimum balance required. Must meet monthly qualifications for rewards. Account transactions may take one or more days to post. E-statements required. ***Optional, Debit card purchases are rounded up to the next whole dollar amount and the amount in excess of the purchase amount is transferred from your checking account to your Round-Up Savings account. Rates subject to change. See website for details. Federally insured by NCUA. ****Good Grades Pay is available to student members with a Youth Savings or Student Checking account. $20 is rewarded when your grades hit the mark! Rewards are only awarded during the months of May, June, and July. Good grades are defined as 1. College, High School, and Middle School Students: Grades of A (90%-100%) and B (80%-89%), or GPA of 3.0 or higher, 2. Grade School Students: Grades of 7, 8, or 9 (Out of a grading scale of 1 thru 9), and 3. Elementary School Students: Grades of A (90%-100%) and B (80%-89%).