Pay Through Online Banking

Loan payments made from your Advantage FCU account are FREE, simple and worry free!

Transfer Funds Internally – Transfer your payment from another Advantage FCU account. This is also available through our mobile app.

Automatic Payments – Never have to worry about being late! Set up recurring transfers from your Advantage FCU Savings or Checking account.

Log onto Online Banking to get started today!


More Ways to Pay

Mail Your Monthly Payment – Send a check from another financial institution to:

70 Metro Park
Rochester, NY 14623

Please include your 6-digit member number and loan type ( example L1, L40).

In Branch – Walk into any Advantage FCU branch or Shared Branch location and make a loan payment.
Click here for branch locations and hours.

Alternative Payment Option

In a crunch? Use Express Pay where YOU can initiate a payment from another financial institution (ACH) OR by using MasterCard, Discover, or Visa Debit Card. (Visa Credit Card is not accepted)

Here is what you will need:

  • Your Member Number
  • Date of Birth
  • Last 4 digits of your Social Security Number

Please note there is a $10 convenience fee for this service. Click ‘Express Pay’ below to begin.

Payments using this service post to your loan one business day later for ACH and two business days later if paid with a card. These transaction may be considered a cash advance by your card issuer and you may be subject to any related charges.

This option is also available over the phone. Please call our Member Service Center at (585) 454-5900, Ext. 5.

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