Pay Through Online Banking

The easiest way to pay! Two ways below – FREE, simple and worry-free!

Transfer Funds Internally – Transfer your payment from another Advantage FCU account. This is also available through our mobile app.

Automatic Payments – Never have to worry about being late! Set up recurring transfers from your Advantage FCU Savings or Checking account.

Log onto Online Banking to get started today!

More Ways to Pay

Mail Your Monthly Payment – Send a check from another financial institution to:

70 Metro Park
Rochester, NY 14623

Please include your 6-digit member number and loan type ( example 1000, 4000).

Alternative Payment Option

In a crunch? Use Express Pay where YOU can initiate a payment from another financial institution (ACH) OR by using MasterCard, Discover, or Visa Debit Card. (Visa Credit Card is not accepted)

Here is what you will need:

  • Your Member Number
  • Date of Birth
  • Last 4 digits of your Social Security Number

Please note there is a $10 convenience fee for this service. Click ‘Express Pay’ below to begin.

Payments using this service post to your loan one business day later for ACH and two business days later if paid with a card. These transactions may be considered a cash advance by your card issuer and you may be subject to any related charges.

This option is also available over the phone. Please call our Member Service Center at (585) 454-5900, Ext. 5.

We do not recommend using another financial institution to send payments to us; we cannot control their processes of sending payments directly to your AFCU loan.

We cannot be responsible for other financial institution’s or member posting errors. These are out of our control.

Please note that payment histories are re-posted to credit bureaus and we cannot alter credit records for delinquent or missed payments.