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585.454.5900 | Toll Free: 1.888.454.2328

Visa TTY/TDD: 1.800.221.7728
Routing Number: 222382292

Locations & Hours

Find the Advantage FCU Branch, Shared Branch, or ATM location that’s closest to you.
Scroll down for more information on Shared Branching and ATM’s.

Branch Hours

Broad Street, Gates, Mt. Hope, and Penfield branches:
Monday- Thursday 9 a.m. – 4:30 p.m.
Friday 9 a.m. – 6 p.m.
Saturday 9 a.m. – 1 p.m. 

RIT – Global Village branch:
Monday- Friday 8:30 a.m. – 4:00 p.m.

University of Rochester Medical Center branch:
Monday- Friday 8:00 a.m. – 4:00 p.m.

Rochester Regional Health branch:
Monday- Thursday 8:00 a.m. – 4:00 p.m.
Friday 8:00 a.m. – 5:00 p.m.


Advantage offers our members access to Allpoint ATM Network, which is America’s largest ATM network. With over 55,000 ATMs, Allpoint is your single source for access coast to coast. Also, due to a continuing agreement with the following credit unions, you will NOT pay any fees to use an ATM owned by:

  • Advantage Federal Credit Union
  • Family First NY FCU
  • Pittsford FCU
  • Reliant Community FCU
  • St. Pius X FCU
  • The Summit FCU

There is NO LIMIT as to how many times you can use these ATMs completely Fee Free!

There is a charge after 5 ATM transactions each month for non-AFCU ATMs.

Advantage FCU Holiday Hours

All Advantage FCU branches, telephone banking and chat banking will be closed in observance of the following 2021 Federal Holidays:


Holiday2021 DateHours of Operation
Independence DayMonday, July 4, 2022CLOSED
Labor DayMonday, September 5, 2022CLOSED
Columbus DayMonday, October 10, 2022CLOSED
Veteran’s DayFriday, November 11, 2022CLOSED
Thanksgiving DayThursday, November 24, 2022CLOSED
Christmas DaySunday, December 25, 2022CLOSED
New Year’s DaySunday, January 1, 2023CLOSED

Can’t get to an Advantage branch?

We have you covered with 27 branches locally and over 5,000 shared branches nationwide!

Visiting a shared branch is easy!

What you can do:

  • Make deposits / withdrawals
  • Transfer funds between accounts
  • Make loan payments

What you will need:

  • Our name: Advantage Federal Credit Union
  • Your account number
  • A valid government-issued photo I.D., such as a U.S. Passport or State Driver’s License

Participating Local Credit Unions include:

  • Advantage FCU
  • Family First FCU
  • Reliant Community FCU
  • St Pius FCU
  • The Summit FCU

To find a shared branch near you, please use the map tool at the top of this page or look for the CO-OP Shared Branching sign in the window of participating credit unions.

Click here for more information.