At Advantage FCU, you now have the ability to Skip-A-Payment on your eligible loan through Online Banking!

On any of the following eligible loans you can Skip-A-Payment:

  • New or Used Car Loans
  • Debt Consolidation Loans
  • Personal Loans
  • Home Improvement Loans
  • Boat/RV/Motorcycle Loans

Members with eligible loans NOW have the option to skip-a-payment up to three times (per loan) within a consecutive 12-month period.

Log into Online Banking and click the Skip-A-Payment Tab to see if your loan is eligible.

*Individual Fee – $30 per skip. There is a $30 processing fee per loan skipped and your Primary Share (savings) Account must have the required $5.00 minimum balance. Interest will accrue and the maturity date of all loans affected by the program will be extended. We reserve the right to decline your request if you have negative share account balances, or your account is otherwise not in good standing. The decision to grant extensions is based solely on the discretion of Advantage FCU. This offer is not available on revolving lines of credit and real estate loans. Payments may not be skipped two consecutive months. If you use a bill pay service from Advantage FCU or other financial institution, once your skip has been successfully processed, you will need to stop and restart the payment.