Not a Member Yet?
No worries! You can apply for a loan and become an Advantage Federal Credit Union member after you receive your loan decision.
Advantage FCU Membership
Community is at the root of Advantage FCU as well as the heart and soul of the credit union. We have been actively involved with the Rochester community and we support many foundations, charities and organizations.
Home Equity Loan or Home Equity Line of Credit
When you need extra cash, consider one of your lowest-cost resources – the equity in your home.
Visa Credit Card
Find the credit card that is right for you!
Auto Loans
Advantage FCU offers you great low rates and flexible terms when you are looking to purchase your new car. You could also refinance and be eligible for the same low rate if your loan is with another financial institution.
Personal Loans
A personal loan can be used for anything, whether it’s to pay, shop, play, or improve we can find the right loan for you with a great low rate!
Check Status
Now you can check your application status online. The process is quick and secure.
Non-US Citizen Accounts at Advantage FCU
Advantage FCU is excited to announce that we now offer savings and checking accounts to non-US citizens without an SSN/ITIN!!
To become a member of Advantage FCU, stop into one of our branch locations with the following mandatory documents and information:
1) Passport
2) US SSN/ITIN or Home Country National Identification Number (NIN)
3) Proof of Local Address
4) US Based Phone Number
5) Email Address
6) Foreign (Home Country) Address
7) Minimum $5.00 for Deposit
An absence of any of this documentation and information will result in the membership application being declined.