When you’re making a decision as important as mortgage financing you should talk with people you know and trust. Our mortgage experts will be happy to assist you with any questions that you have. Please call 585.454.5900.


Adjustable Rate Mortgage Facts 

Consumer handbook on Adjustable-Rate Mortgages




The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. To receive a copy of these data send a written request to:

Advantage Federal Credit Union

1975 Buffalo Road

Rochester, NY 14624