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If you use Bill Pay, please verify your Bill Pay vendors.

If you do not see all of your vendors, please contact us by Chat or phone.

Quick Tips:

Visa Payments and Transactions

To make a transfer to your Visa, go to Move Money and select Make a Transfer. Select Advantage Visa Payments as the “To” account and choose the account you are paying from as the “From” account. Payments are transmitted to VISA at the end of the business day.

To access Visa EZCard Info, go to Additional Services and select Credit Cards.

Member to Member Transfers

To transfers to another member, go to Move Money , select Transfer to another member and follow the steps below:

1. Enter the Member’s Name
2. Enter the first THREE initials of Member’s Last Name
3. Enter Account ID (For example: Share Account would be an S1. Make sure the letter is capitalized)
4. Enter Member’s Account Number

Once you have added the recipient, the information is saved and you can easily transfer to them again by just selecting their name.

Bill Pay

Previously our bill pay service provided a future balance of your account based on existing, scheduled bill payments.

The new online bill payment service does not provide this future balance.

In the Make a Payment section of the My Accounts screen, the system will provide a Total sum of all existing scheduled bill payments.

You can then take the available balance from your checking account, and subtract the Total sum of the scheduled bill payments from the available balance using the calculator in the lower right hand corner of the My Accounts screen. This will calculate what your future available balance will be after the scheduled bill payments are made.

Payment processing takes 4 to 10 working days. The main variable in processing time is whether the payee accepts electronic bill payment or requires a physical check. If the vendor does not accept electronic payments, a check will be issued and mailed directly to the vendor.

Please verify your Bill Pay vendors. If you do not see all of your vendors, please contact us by Chat or phone.

Mobile App

Before you download the new app, you will need to delete the old app.

You will also be required to login to Online Banking via a PC before you attempt to login using the mobile app

Advantage Federal Credit Union in partnership with Rochester General Hospital, has donated back $2500 to the RGH Youth Apprentice Program (YAP) through the RGH Debit Card Program.

In addition to the $2500 donated back to the program, Advantage Federal Credit Union gave a $1500 college scholarship to one of the graduating high school seniors in the program.

RGH Youth Apprenticeship Program

Advantage Federal Credit Union has a full service branch at Rochester General Hospital for the convenience of all employees and visitors. Make sure you get your RGH Debit Card today because every time you use your card, Advantage will donate a portion of their profits to RGH’s Youth Apprenticeship Program!

Advantage Federal Credit Union was established in 1931 as the Teacher’s Credit Union serving the Rochester City School District. In addition to Rochester Regional Health, Advantage continues to serve major Rochester employers including, the Rochester City School District, the University of Rochester, RIT, and Highland Hospital along with over 70 other employee groups.

Advantage also serves individuals and their family members who live, work, worship, volunteer or go to school in the City of Rochester.