Direct Deposit lets you authorize your employer or federal agency, like the Social Security Administration, to deposit your check directly into your AFCU account. With direct deposit into your Advantage accounts you can access your funds without visiting one of our branches. You can arrange with the credit union to have your funds distributed into your accounts as you wish.


Your payroll is immediately available. You can quickly transfer funds, keep track of checks processed and check your balances through the 24-hour phone Access Line.


Direct Deposit eliminates:

  • The risk of stolen or misplaced checks;
  • Delayed deposits. Your funds are deposited regularly and on time. You get paid even if you’re not at work on a payday or can’t make it to AFCU during business hours;
  • Losing potential dividends. With direct deposit you earn dividends on funds as soon as possible; and
  • Forfeiting lunch hours.


Take advantage of the convenience and security of direct deposit. Stop at your payroll office to set up direct deposit to AFCU.


Advantage’s Routing and Transit Number/ABA Number: 222382292