April 23, 2026

 

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585.454.5900 | Toll Free: 1.888.454.2328

Visa TTY/TDD: 1.800.221.7728
Routing Number: 222382292
SWIFT Code: AFCUUS33
Advantage Federal Credit Union
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Skip to content
  • Home
  • Banking
    • Checking
    • Savings
    • Student
      • Student Checking
      • Credit Builder Products*
    • Youth
    • Account Services
      • Debit Cards
      • Debit Card Fraud & Disputes
      • Direct Deposit
      • Order Checks
      • Overdraft Protection
      • Service Charge
      • Shared Branching
      • Telephone Access
    • Retirement Central
  • Loans
    • Auto Loans
    • Home Equity
    • Debt Consolidation
    • Mortgages
    • Other Loans
    • Loan Payments
    • Loan Services
      • Apply For a Loan, Savings, or Checking Account
      • Credit Life & Disability
      • Skip-A-Payment
  • Credit Cards
  • Rates
    • Auto Loans
    • Home Equity
    • Checking
    • Savings
    • Money Market
    • Mortgages
    • Visa Credit Cards
    • Share/IRA Certificates
    • Other Loans
  • e-Services
    • Zelle
    • Online Banking
    • Mobile Banking
    • Digital Wallet
    • e-Alerts & e-Notices
    • Credit Score
    • Online Bill Pay
    • Security & Fraud Protection
    • Voice Response
  • Forms
  • Resources/Education
    • Resources
      • Calculators
      • NCUA Share Insurance
      • TruStage™ Insurance
    • Education
      • Zogo: Learn & Earn
      • Fraud Watch
      • Scholarships
    • Money Management / Credit Repair
    • FAQs
  • News
    • News & Updates
    • Community Giving & Events
    • Member Notifications

Loan Services

Home Loans Loan Services

Advantage FCU offers personalized loan services with the ability to customize your banking to suit your lifestyle. More services, less fees for our members!
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Today’s Rates

Auto LoanAS LOW AS
4.99%
Visa Classic13.95%
HELOC Intro3.99%
Round-Up Savings3.00%
VIEW ALL RATES

APPLY NOW

Community is at the root of Advantage FCU as well as the heart and soul of the credit union. We have been actively involved with the Rochester community and we support many foundations, charities and organizations.

Learn More about AFCU

Today’s Rates

Auto Loan AS LOW AS 4.99%
Visa Classic 13.95%
HELOC Intro 3.99%
Round-Up Savings 3.00%

VIEW ALL RATES

Latest News & Articles

We grow with you! (4/6/2026)
Villa of Hope Debit Card Giveback (4/2/2026)
Advantage FCU is hosting a FOOD DRIVE! (4/1/2026)
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  • Routing Transit Number/ABA Number: 222382292
  • SWIFT Code: AFCUUS33
  • NMLS Number: 619501
Equal Housing Opportunity   NCUA   Federally Insured by the NCUA.
Advantage Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 585.454.5900 Ext. 5.
All products and services available on this website are available at all branches.
Advantage Federal Credit Union, 70 Metro Park, Rochester, NY 14623-2608 | 585.454.5900 © 2025 Advantage Federal Credit Union – All Rights Reserved.
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