Term Share and IRA Certificates EFFECTIVE as of February 1, 2013*
TermDividends PaidRateAPY
6-11 MonthAt Maturity0.40%0.40%
12-17 MonthQuarterly0.60%0.60%
18-23 MonthQuarterly0.70%0.70%
24-29 MonthQuarterly0.75%0.75%
30-35 MonthQuarterly0.90%0.90%
36-47 MonthQuarterly1.00%1.00%
48-59 MonthQuarterly1.29%1.30%
60 MonthQuarterly1.49%1.50%
Term Share Certificate EFFECTIVE as of August 8, 2016**
TermDividends PaidRateAPY
5 MonthAt Maturity1.00%1.00%

*Minimum opening deposit of $500 required. Early withdrawal penalties may apply.

**Annual Percentage Yield (APY) effective as of August 8, 2016. A minimum of $500 is required to open a certificate. Must be new money. Five month share certificate equivalent to CD. Fees may reduce earnings. An early withdrawal penalty may apply. Limited time offer. Rates subject to change without notice. Membership subject to eligibility.


APR=Annual Percentage Rate

APY=Annual Percentage Yield