Conventional Mortgages as of April 20, 2019
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed4.50%4.757%$5.07
25 Year Fixed4.50%4.795%$5.56
20 Year Fixed4.375%4.628%$6.26
15 Year Fixed4.00%4.32%$7.40
10 Year Fixed4.00%4.462%$10.12
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages