Conventional Mortgages as of December 13, 2019
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed4.00%4.25%$4.77
25 Year Fixed4.00%4.288%$5.28
20 Year Fixed3.875%4.124%$5.99
15 Year Fixed3.50%3.816%$7.15
10 Year Fixed3.50%3.958%$9.89
*Estimate includes principal and interest only.
The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages