Conventional Mortgages as of January 24, 2020
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed3.75%3.996%$4.63
25 Year Fixed3.75%4.035%$5.14
20 Year Fixed3.50%3.86%$5.80
15 Year Fixed3.25%3.564%$7.03
10 Year Fixed3.25%3.707%$9.77
*Estimate includes principal and interest only.
The rates are for loans in the range of $35,000 to $510,400. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages