| Conventional Mortgages as of January 28, 2022 | |||
| Programs | Rate | APR | *Est. Payment/$1,000 |
| 30 Year Fixed | 4.000% | 4.128% | $4.77 |
| 25 Year Fixed | 4.000% | 4.147% | $5.21 |
| 20 Year Fixed | 3.625% | 3.800% | $5.86 |
| 15 Year Fixed | 3.375% | 3.599% | $7.09 |
| 10 Year Fixed | 3.375% | 3.700% | $9.83 |
*Estimate includes principal and interest only. The rates are for loans in the range of $35,000 to $510,400. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates (APR) are based on a 20% down payment and amortized over the maximum term. Other options available. Rates are subject to change without notice.