Conventional Mortgages as of December 13, 2018
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed5.125%5.392%$5.44
25 Year Fixed5.125%5.430%$5.92
20 Year Fixed5.00%5.360%$6.60
15 Year Fixed4.75%5.204%$7.78
10 Year Fixed4.75%5.401%$10.48
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages