Conventional Mortgages as of November 18, 2017
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed4.375%4.559%$4.99
25 Year Fixed4.375%4.586%$5.49
20 Year Fixed4.25%4.502%$6.19
15 Year Fixed3.875%4.194%$7.33
10 Year Fixed3.875%4.336%$10.07
10/1 Year Adjustable3.750%3.920%$4.63
5/1 Year Adjustable3.500%3.980%$4.49
1/1 Year Adjustable3.250%3.590%$4.35

Adjustable Rate Mortgage Facts

*Adjustable=30 Years
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $417,000. Owner-occupied 1-4 family properties within New York State only. ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
APY=Annual Percentage Yield