Conventional Mortgages as of January 28, 2022
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed4.000%4.128%$4.77
25 Year Fixed4.000%4.147%$5.21
20 Year Fixed3.625%3.800%$5.86
15 Year Fixed3.375%3.599%$7.09
10 Year Fixed3.375%3.700%$9.83

*Estimate includes principal and interest only. The rates are for loans in the range of $35,000 to $510,400. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates (APR) are based on a 20% down payment and amortized over the maximum term. Other options available. Rates are subject to change without notice.

For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages