Conventional Mortgages as of February 19, 2019
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed4.625%5.14%$5.14
25 Year Fixed4.625%4.922%$5.63
20 Year Fixed4.500%4.853%$6.33
15 Year Fixed4.125%4.446%$7.46
10 Year Fixed4.125%4.588%$10.18
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages