Conventional Mortgages as of February 16, 2018
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed5.265%5.191%$5.37
25 Year Fixed5.303%5.218%$5.85
20 Year Fixed4.75%5.107%$6.39
15 Year Fixed4.951%5.067%$7.65
10 Year Fixed5.148%5.314%$10.36
10/1 Year Adjustable4.25%4.28%$4.92
5/1 Year Adjustable4.00%4.24%$4.77
1/1 Year Adjustable3.50%4.22%$4.49

Adjustable Rate Mortgage Facts

*Adjustable=30 Years
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $417,000. Owner-occupied 1-4 family properties within New York State only. ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
APY=Annual Percentage Yield