Conventional Mortgages as of January 19, 2017
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed4.625%4.812%$5.14
25 Year Fixed4.625%4.839%$5.63
20 Year Fixed4.375%4.628%$6.26
15 Year Fixed3.875%4.194%$7.33
10 Year Fixed3.875%4.336%$10.07
10/1 Year Adjustable4.000%3.820%$4.77
5/1 Year Adjustable3.375%3.620%$4.42
1/1 Year Adjustable3.250%3.590%$4.35

Adjustable Rate Mortgage Facts

*Adjustable=30 Years

*Estimate includes principal and interest only.

**The rates are for loans in the range of $35,000 to $417,000. Owner-occupied 1-4 family properties within New York State only. ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.

APR=Annual Percentage Rate

APY=Annual Percentage Yield