Conventional Mortgages as of October 19, 2018
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed5.50%5.773%$5.68
25 Year Fixed5.50%5.810%$6.14
20 Year Fixed5.375%5.741%$6.81
15 Year Fixed4.875%5.331%$7.84
10 Year Fixed4.875%5.527%$10.55
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages