| Conventional Mortgages as of January 24, 2020 |
| Programs | Rate | APR | *Est. Payment/$1,000 |
| 30 Year Fixed | 3.75% | 3.996% | $4.63 |
| 25 Year Fixed | 3.75% | 4.035% | $5.14 |
| 20 Year Fixed | 3.50% | 3.86% | $5.80 |
| 15 Year Fixed | 3.25% | 3.564% | $7.03 |
| 10 Year Fixed | 3.25% | 3.707% | $9.77 |
*Estimate includes principal and interest only.
The rates are for loans in the range of $35,000 to $510,400. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.
Consumer handbook on Adjustable-Rate Mortgages
