Conventional Mortgages as of August 15, 2018
ProgramsRateAPR*Est. Payment/$1,000
30 Year Fixed5.00%5.265%$5.37
25 Year Fixed5.00%5.303%$5.85
20 Year Fixed4.875%5.233%$6.53
15 Year Fixed4.50%4.951%$7.65
10 Year Fixed4.50%5.148%$10.36
*Estimate includes principal and interest only.
**The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). ** All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.
APR=Annual Percentage Rate
For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages