| Conventional Mortgages as of October 26, 2020 | |||
| Programs | Rate | APR | *Est. Payment/$1,000 |
| 30 Year Fixed | 3.25% | 3.34% | $4.35 |
| 25 Year Fixed | 3.25% | 3.36% | $4.87 |
| 20 Year Fixed | 3.125% | 3.26% | $5.61 |
| 15 Year Fixed | 2.875% | 3.20% | $6.85 |
| 10 Year Fixed | 2.875% | 3.31% | $9.60 |
*Estimate includes principal and interest only. The rates are for loans in the range of $35,000 to $510,400. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates (APR) are based on a 20% down payment and amortized over the maximum term. Other options available. Rates are subject to change without notice.