Conventional Mortgages as of June 17, 2019
Programs	Rate	APR	*Est. Payment/$1,000
30 Year Fixed	4.125%	4.377%	$4.85
25 Year Fixed	4.125%	4.415%	$5.35
20 Year Fixed	3.875%	4.124%	$5.99
15 Year Fixed	3.50%	3.816%	$7.15
10 Year Fixed	3.50%	3.958%	$9.89

*Estimate includes principal and interest only.

The rates are for loans in the range of $35,000 to $453,100. Owner-occupied 1-4 family properties within New York State only (excluding Nassau and Suffolk Counties). All Annual Percentage Rates are based on a 20% down payment and amortized over the maximum term. Other options available.

APR=Annual Percentage Rate

For information regarding Adjustable Rate Mortgages please call 585.454.5900.

Consumer handbook on Adjustable-Rate Mortgages