Advantage Federal Credit Union is a Not-for-Profit financial organization locally owned and operated by and for its members.
To become a member, please read how to join and eligibility requirements below.
Your employer may already have a membership!
You can now open an account from the comfort of your own home. Click ‘Become a Member’ to get started:
About Us
Our Mission and Values
Advantage Federal Credit Union (AFCU) is a not-for-profit financial organization, wholly and locally owned and operated by and for its members. As a cooperative financial institution, AFCU members benefit from generous dividends on savings and low rates on loans. Serving its members in the Rochester community since 1931, AFCU now serves over 33,000 members and has assets over $350 million. A volunteer board of directors governs Advantage. About one out of every four Americans is a member of a credit union. This number steadily increases and surveys show that people choose credit unions over all other financial institutions for consumer satisfaction!
AFCU Mission: To be every member’s first choice for financial services. Joining your credit union gives you and your family instant money-saving opportunities. Pass the word on to your friends and neighbors, so they too can start enjoying the money-saving benefits of membership in Advantage.
Our CORE Values – We believe that if we…
- Do the right thing for members and employees EVERY time.
- Provide physical safety and electronic security for our employees and our members.
- Embrace change and try new things.
- Expect all employees to engage in business development and provide quality service to our members.
- Recognize that all employees want to succeed.
- Never become complacent.
- Support financial literacy and education in our community.
…we will succeed!
You’re a Member for Life! When you join Advantage, you become a member for life. A change in employment, retirement, or a move to another location will not affect the status of your credit union membership.
How to Join
Belonging is easy
To become a member, stop by any one of our branches:
- 225 W. Broad St.
- 1625 Mt. Hope Avenue
- 1975 Buffalo Road
- 2515 Browncroft Blvd.
- Rochester General Hospital; Parnall Bldg., Suite G-08
- Rochester Institute of Technology
- UR Medical Center
Please be prepared to show two forms of identification providing proof of your current address. One document must be a photo ID such as: New York State Driver’s License or Non-Driver ID, NY State Pistol Permit or Passport. You will receive a membership kit and complete information regarding your account.
*Membership is subject to eligibility. To join the credit union you must meet the membership requirements including purchase and maintenance of the minimum required share(s) (“membership share”) as set forth in the credit union’s bylaws. You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request. As a condition of membership, you must purchase and maintain the minimum required shares set forth below: Par value of one share: $5.00 Number of shares required: 1
Eligibility
Requirements
Membership in Advantage is available to:
- Employees, retirees and volunteers of Advantage Select Employer Groups.
- Individuals who live, work, worship, volunteer, or attend school in the City of Rochester.*
- Immediate family members and household members of individuals who are eligible for membership.
*City membership is open to zip codes 14604 through 14616; 14619 through 14621; 14627; 14649; or 14652. Advantage is proud to be affiliated with such organizations as the University of Rochester, The Rochester City School District, Rochester Regional Health, Rochester Institute of Technology and now Advantage can provide its products and services to people who previously were not afforded the opportunity to belong to a credit union. Any public, private or parochial school, university or college in Monroe County not currently served by a credit union is eligible for membership.
Employer Groups
Is your company on our list?
| A Action for a Better Community (ABC) Advantage Federal Credit Union Aid to Hospitals Aid to hospitals Anthony Jordan Aquinas Axxess Security Excel | N Nazareth Hall |
| B Baden Street Settlement Brighton Campus Chiropractors | O Oliver and Oliver Our Lady Good Counsel Our Lady Queen Peace |
| C Calvary Church Christ the King Claybourne Associates Continuing Care Network Corpus Christi School Cortese Auto Crosby Brownlie, Inc. Crowne Plaza Hotel (formerly Rochester Plaza) | P Penfield Sport & Fitness Pride Mark Development |
| D The Distillery Divorce Mediation Center Doug Miller Soccer Doug Miller Soccer Parent Association Dynalab Corp. | Q |
| E Eastman School of Music Elmwood Medical Associates Elmwood Pediatric Group | R R. J. Taylor General Contractors, Inc. Rochester City School District Rochester Educational Opportunity Center (REOC) Rochester General Hospital Rochester Institute of Technology Rochester Medical Group Billing Rochester Medical Groups Rochester Mental Health Rochester Museum & Science Center Rochester Presbyterian Home Rochester School of the Deaf |
| F Fairport School District FIGHT (Freedom, Independence, God, Honor, Today) First Baptist – Chili Franklin Career Academies and Montessori School | S Salvatore's Old Fashioned Pizzeria Seagate Alliance St. Helens School St. Joseph's School St. Joseph's Villa St. Monica School St. Stanislaus School St. Theodore’s School St. Thomas The Apostle Strathallan Stress Technology, Inc. Strong Memorial Hospital Strong Museum SUNY Brockport Sutherland Group |
| G Garden Factory Genesee Region Home Care G. J. Klehamer Company Greater Rochester Individual Practice Association (GRIPA) Guardian Angels School | T Tandem The Charter School of Science & Technology, employees and volunteers The College at Brockport The Doctor's Office Building (220, 222 Alexander Street) The Genesee Hospital Medical Groups The Genesee Hospital Mental Health Center Tri-Tech Electronics |
| H Harro East Athletic Club Highland Hospital Highland Hospital at Pittsford Hill Haven Nursing Home Hillside Children’s Center Hillside Children's Foundation Hillside Work-Scholarship Foundation Hochstein School of Music and Dance Holy Cross School Holy Ghost School Home Care From the Heart | U University of Rochester & all affiliates |
| I Independent Living for Seniors | V Valley Manor Volunteers of America Adult Care Facility |
| J | W Whelpley and Paul Opticians WXXI/RAETA |
| K Kirkhaven Nursing Home (formerly Genesee Valley Presbyterian Nursing Center) | X |
| L Lacy Katzen LLP Lifetime Care Lowenguth Realty | Y |
| M Mangione Gianforte McQuaid Memorial Art Gallery Merlin International Digital Solutions Midtown Tennis Montessori School of Rochester | Z |