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Latest Alert

We will be conducting maintenance on Popmoney and External Transfers on Monday, January 22 from 12 a.m. – 6 a.m. Solutions may be unavailable at that time. Thank you for your understanding.

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ATTENTION: Please note Advantage FCU would not ask any personal or account information via text or email. If you receive a notification claiming to be from Advantage FCU, please do not give out any information

Advantage Federal Credit Union has recently received calls reporting that people have received text messages or pages on cell phones in a fraudulent attempt to gain personal information in regards to their debit card.

Advantage is confident that no member information has been compromised. Many of those who have called us to report this incident have never been members of the credit union, therefore the data could not have been obtained from any credit union files. This appears to be a scam involving random phone numbers which were somehow obtained by fraudsters.

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Error Logging into Online Banking?

Due to a programming error during an update to Online Banking, you may get an error message at the top of screen when you log in.

If you get this error message, please click here to re-enroll.

We apologize for this inconvenience. Please be assured that this does NOT have to do with any type of security breach.

If you have questions, please call our Member Service Center at 585-454-5900.

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UPDATE: If you used your Advantage Debit/Credit Card at Home Depot PLEASE READ!


Home Depot reported a data breach in early September. According to their press release, the breach affects customers who used their credit or debit card to pay for in-store purchases at a Home Depot beginning in April 2014. Presently, it does not appear that online purchases were affected.

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RIT Branch Extended Hours Week

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Our RIT branch has extended hours during the week of August 18th!!

Extended Hours August 18th – August 23rd ONLY

Monday-Friday 8:30 AM – 5:00 PM

Saturday 9:00 AM – 3:00 PM

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ALERT-If you are traveling out of town, READ THIS!

Travel Tips

If you are traveling out of state or country, activity on your cards may be perceived as unusual and therefore, may result in your card being blocked. To avoid any disruption while traveling, please notify our Call Center (585.454.5900, Ext. 5) before traveling out of town.

We suggest you take more than one card, preferably one being a credit card. However, we suggest that you do not carry all your cards in case your wallet gets stolen. If using another financial institution’s card, we suggest you notify them of your travel plans, as well.

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Update: Advantage Reacts to Target Data Breach

January 23, 2014

UPDATE: In an effort to protect you and the credit union due to the Target data breach between November 27th and December 15th- We have sent replacement Debit/ATM Cards to those who used their debit card in this time frame. 

AFCU will be terminating the use of compromised Debit/ATM Cards Friday, January 24th.

If you have already replaced your debit card at one of our branches, please shred the mailed replacement card and use the card you already have.

In reaction to the announcement by Target of a debit and credit card data breach, Advantage Federal Credit Union is taking action to preempt further compromises to its members debit and credit cards.

December 19, 2013

Advantage offers e-alerts for debit and credit transactions that are sent by either e-mail or text alert.  “These alerts occur in real time so that our members are immediately informed of a transaction that they did not authorize” says Jeff Bocach, President and CEO.  Bocach also stated “We also instant issue debit cards in all of our branches for new and replacement debit cards so that there literally is no waiting if a member experiences a problem.”

E-alerts for debit, credit, ATM, and other services were initiated by Advantage in reaction to a number of local and national data breaches at merchants in the past,  as an effort to keep members as well informed as possible and as close to an actual event as possible.  The Target issue prompted Advantage to increase its member awareness about the protections that are available to them.